Insolvency advice in the greater Stuttgart area - your chance to become debt-free

Private individuals and companies find themselves in financial difficulties for a variety of reasons. We help you get back on track.

Competent help with over-indebtedness – your partners in 2024
Our qualified debt advisors are always there for you. Arrange a free and non-binding initial consultation in our new, modern and very comfortable offices in Leinfelden-Echterdingen near Stuttgart . You will receive an appointment within a few days or, in very urgent cases, even without waiting after you have filled out our registration form and sent it to us.

In this free information session, you will gain an insight into our experience in the areas of insolvency and debt relief . You will also receive additional tips and tricks (e.g. an account protected from seizure ) that my team and I have collected over the last 12 years. If you decide to work with us, you will receive individual support through regular consultations and insolvency assistance. We know from our own experience what it feels like to be burdened with debt.

We are happy to help you gain freedom and a new opportunity. We are at your side when it comes to selecting a suitable private insolvency or standard insolvency (business insolvency) for you!

Debt counseling with personal experience

Our board member Wolfgang Seelig has been insolvent himself before and knows how difficult it can be to find competent debt advice and help. In the end, with the help of a lawyer and a lot of personal work, he managed to get out of debt. This experience led him to work as a volunteer debt counselor in 2007. After successfully completing a course to become a state-recognized debt and insolvency counselor, he founded his own counseling center. The service can now be used at 14 locations throughout Baden-Württemberg . Customers receive a free initial consultation on an equal footing and the guarantee of becoming debt-free within three years in accordance with the legal provisions.

insolvency process

The insolvency law distinguishes between standard insolvency for entrepreneurs and simplified private insolvency proceedings. Both go through the phases of insolvency application , opening proceedings , opening of insolvency proceedings , court hearing (creditors' meeting) and examination hearing . In the subsequent liquidation phase, the insolvency administrator (or, in the simplified procedure, the trustee) implements the decisions of the creditors' meeting. He realises the assets and distributes them to the individual creditors, taking the attachment table into account.

After the sale and examination, the insolvency administrator submits a final report to the court. At the final hearing, the insolvency court approves the final distribution and terminates the insolvency proceedings after the assets have been distributed. For legal entities, the insolvency is then over. For proceedings concerning the assets of natural persons, the three-year good conduct phase follows. If there are no grounds for refusal, the court announces by order that discharge of residual debt will be obtained provided that all legal obligations are met. After the end of the good conduct phase, the court decides whether final discharge of residual debt will be granted. The debtor, trustee and insolvency creditors are heard for this purpose.

All necessary downloads attached

• attachment table
• insolvency checklist
• admission form
• budget

About the SIC Team

Find out more about me and my team at SIC Debtor Insolvency Center e. V. Our expertise is based on personal experience and professional qualifications.

company insolvency

Has your company run into financial difficulties? We will help you file for bankruptcy and support you with all further steps.

personal bankruptcy

If you file for bankruptcy as a private individual, you not only have obligations, but also some rights. We will help you keep track of everything.

insolvency proceedings

Receive comprehensive support from experienced professionals during your insolvency proceedings. Find out more about what we offer here.

contact

Would you like to take advantage of our consulting services or do you have another concern? >> Contact us here.